Terms and Conditions

Terms and Conditions

The following Terms and Conditions govern your use of this website. Your use of this site constitutes your acceptance of, and compliance with, these terms. If you do not agree to these Terms and Conditions, you may not access or otherwise use this site. Our website is intended to be used only by those 18 years old or older, living in the United States.

Termination

We may terminate or suspend access to our website and service immediately, without prior notice or liability, for any reason whatsoever, including without limitation, if you breach these Terms.

All provisions of these Terms and Conditions, which, by their nature should survive termination, shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Services

The purpose of this site is to provide consumers with information and comparative quotes for burial insurance. We are not an insurance company, nor do we provide any binding quotes or insurance coverages. Furthermore, we do not endorse or recommend any specific insurance companies or the products they sell. We do not offer financial advice, tax advice, estate planning advice, etc. All of the information on our site is provided for informational use of our visitors; nothing on this site shall be construed as financial advice or product or service recommendations.

Any and all insurance quotes received by users of this site come from insurance providers and brokers, not from us. From time to time, those providers or brokers may ask for additional information necessary to provide a quote. All information collected by them is subject to their terms and conditions, exclusive of hours. Information collected by this website is passed on to providers and brokers for the purposes of allowing our users to obtain quotes.

We make no guarantees that all providers and brokers receiving user information will contact users with quotes. We are not responsible for any use of your information by such providers and brokers, nor are we responsible for their conduct or the conduct of any of their agents or representatives. All third-party websites users may access through this site are subject to their respective terms and conditions.

Third-Party Web Sites

This website may contain links to third-party web sites or services that are not owned or controlled by us. We have no control over, nor do we assume responsibility for the content, policies, or conduct of any third party websites or services we link to. You agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss you incur as a result of visiting third-party websites or contracting for their services. This includes direct or indirect transfer of tangible goods, services, etc.

Proprietary Rights

Your use of this site does not imply or grant any rights of ownership to any of our content, including text, graphics, videos, and any other form of content we may choose to post from time to time. Any commercial use of the content on this website is strictly prohibited. Users are granted the right to view and use material on this site, through normal electronic means, for their private use only. You MAY NOT copy, reproduce, distribute or otherwise use any of the content on this website for purposes other than your personal, non-commercial use. Any other such use is a violation of copyright law and other laws applicable in the United States and other countries.

Any improper use of the information and other content on this website may be subject to liability and/or prosecution. Such liability includes unauthorized use of trademarks, trade names, service names, logos and other content created by us or our third-party partners. All third-party content is protected by the rights of its respective owners and may be subject to additional terms and conditions not contained here. Our use of such content does not constitute an endorsement of said third parties.

User Submissions/Privacy

Users who choose to use this website for the purposes of obtaining insurance quotes will be asked to provide certain information that will be forwarded to insurance providers and brokers. Such user submissions include information collected using our onsite form, e-mail, or any other means by which information is collected. By using this site, you acknowledge that you agree to the accuracy, security, and content of your submissions. You also agree that you are solely responsible for the information you provide. We reserve the right to refuse any user submissions, for any reason, at our sole discretion. We also reserve to give each user submissions from our servers at any time.

The information we collect is for the sole purpose of connecting our users with insurance providers and brokers. By submitting such information, you are agreeing to allow us to forward it to multiple providers and brokers at our discretion. You also grant us permission to aggregate your information in order to provide insurance brokers and other providers necessary statistical information they need to improve their products and services.

By submitting your information, you are agreeing to allow us to contact you in response to your quote request. Unless you specifically opt out, we may also use that information to contact you regarding products or services relevant to your request for insurance quotes.

By using this site, you acknowledge that we use cookies as a means of recognizing whether or not you have visited our site before. We may also use cookies for the purposes of tracking our own site performance and the performance of our third-party partners. Use of this site constitutes your agreement to accept a cookie our site places on your computer. We may use the cookie to collect a variety of information including IP addresses and site navigation data.

User Conduct

Your use of this site constitutes your agreement that you shall not use it to upload, post, publish transmit or distribute any data that (a) is protected under copyright or other laws of the United States and other countries; (b) is unlawful, untruthful, fraudulent, libelous, threatening, defamatory, obscene or otherwise in violation of established laws and local decency standards; (c) encourages conduct among others that would constitute criminal action or action otherwise deemed as offensive or open to civil liability; (d) contains any potential code or data that could be construed as spam, malware, etc.

You also agree that your use of this site will not inhibit the ability of other users to freely enjoy the information and opportunities made available on this site. You agree that you will not misrepresent yourself or your identity with respect to your own personal use of this site or on the behalf of competitors or other third parties. Furthermore, you agree that you will not attempt to gain unauthorized access to any information or data contained on this site or our servers, for any purpose whatsoever.

By using this site, you agree that you will abide by all copyright laws and rights of ownership as determined by the laws of the United States and other countries. You will not use this site for any purposes that constitute copyright infringement, theft of intellectual property and other rights as applicable under the law.

Applicable Laws

These terms shall be governed and construed in accordance with the laws of to the United States of America and the State of Utah, without regard to its conflict of law provisions. We do not represent that this site is appropriate for use in any specific jurisdiction, including other states within the U.S. or other countries.

Our failure to enforce any right or provision of these Terms and Conditions does not constitute a waiver of those rights. If any provision of these Terms and Conditions is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect. These Terms and Conditions constitute the entire agreement between us and you, regarding our website and service, and supersede and replace any prior agreements we might have between us regarding this site and our service.

Site Changes

We reserve the right, at our sole discretion, to modify or replace any of the information provided to our users. This includes insurance information, blog posts, opinions, recommendations, and links to third-party sites. We also reserve the right, at our sole discretion, to modify these Terms and Conditions at any time. If a revision is material, we will make every effort to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

DISCLAIMER OF WARRANTIES

THE SITE, INCLUDING AND WITHOUT LIMITATION, ALL CONTENT, FUNCTIONS, MATERIALS AND SERVICES, IS PROVIDED AS IS, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE MAKE NO WARRANTY OF THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION. WE MAKE NO WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE, AND WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS AND IMPLIED. WE DO NOT WARRANT THAT THIS SITE OR ITS CONTENT, SERVICES, FUNCTIONS OR MATERIALS WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY THAT THE SITE WILL MEET USERS’ EXPECTATIONS. NO ADVICE, RESULTS, OR INFORMATION OBTAINED BY YOU FROM US OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. WE MAKE NO WARRANTY REGARDING THE LEGAL IMPLICATIONS OF THE INFORMATION OR MATERIALS FOUND ON THIS SITE. SUCH INFORMATION AND MATERIALS SHOULD NOT BE CONSTRUED AS LEGAL ADVICE AND, AS SUCH, NO WARRANTY OF LEGAL VALIDITY IS MADE. IF YOU DO NOT AGREE TO THIS DISCLAIMER OF WARRANTIES, YOUR SOLE RECOURSE IS TO IMMEDIATELY DISCONTINUE USING THE SITE.

LIMITATION OF LIABILITY

THE OWNERS AND CREATORS OF THIS WEBSITE, INCLUDING OUR AGENTS AND VENDORS, SHALL NOT BE LIABLE FOR ANY DIRECT OR INDIRECT DAMAGES ARISING FROM, OR RELATED TO, THE USE OF THIS WEBSITE. THIS INCLUDES, BUT IS NOT LIMITED TO, DIRECT OR INDIRECT LOSS, PUNITIVE DAMAGES AWARDED BY A COURT, LOSS OF REVENUE, LOSS OF BUSINESS, LOSS OF FUTURE PROFITS, ETC. ALL LIMITATIONS OF LIABILITY IN REGARD TO THIS WEBSITE ARE SUBJECT TO FEDERAL, STATE AND LOCAL LAWS.

BY USING THIS SITE, YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS THE OWNERS AND CREATORS OF THIS SITE, ALONG WITH OUR AGENTS, REPRESENTATIVES AND VENDORS AGAINST ANY AND ALL CLAIMS, LIABILITIES, DAMAGES, LOSSES OR ACTIONS ARISING OUT OF THE USE OF THIS SITE OR THIRD-PARTY SITES WE MAY LINK TO. YOUR INDEMNIFICATION OF US, OUR AGENTS AND VENDORS INCLUDES DAMAGES RESULTING FROM YOUR USE OF USERNAMES AND PASSWORDS ON THIRD PARTY SITES.

Termination

These Terms and Conditions shall remain in full force and effect as long as access to this site by the general public is maintained, or until we, at our sole discretion, choose to terminate them. Upon expiration or termination of these Terms and Conditions, you agree that your access to and use of the Site will be automatically terminated. Termination relieves you, us, our agents and vendors of any further obligations contained in these Terms and Conditions except for those that, by their nature, survive or may require performance after termination, specifically, but not limited to, indemnity and limitation of liability.

Litigation

Your use of this website constitutes your agreement that any litigation that may arise under these Terms and Conditions shall be commenced and be heard in the appropriate court in the State of Utah. You agree to submit to the personal and exclusive jurisdiction of the court and you waive the right to claim that jurisdiction is inappropriate or inconvenient.

Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of said right or provision. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms and Conditions remain in full force and effect.

You agree that regardless of any statute or law to the contrary, any claim arising out of your use of this site or these Terms and Conditions must be filed within one (1) year of a cause of action or be forever barred. Your violation of these Terms and Conditions will allow us to take legal action under which we shall be entitled to recover from you, in addition to any other rights and remedies we may have, all reasonable expenses and attorneys’ fees for such action.

These Terms and Conditions constitute the entire agreement between you and us regarding the use of this website. You may not assign these Terms and Conditions or delegate any right contained therein, to anyone else, without our prior written consent.

Contact Us

If you have any questions about these Terms, please contact us.

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